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Discover Today's Mortgage Rates

Mortgage rates change daily and vary depending on your unique situation, but in light of the historic lows over the past couple years, there's really no where they can go but up. If you're buying or curious about refinancing, it would be wise to get an idea of what your interest rate is today. Give us some quick info to get a FREE customized quote from Better Home Financial's President, Mike Wallace CPA!

Zip Code

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featured-image
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What type of loan do you need?

Home Purchase
Home Refinance
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Great! What type of property are you purchasing?

Single Family Home
Condominium
Townhome
Multi-Family Home
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Estimate your credit score:

Excellent 740+
Good 700-739
Average 660-699
Fair 600-659
Poor < 600
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Is this your first property purchase?

Yes
No
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What is your current property purchase situation?

Signed a Purchase Agreement
Offer Pending / Found Property
Buying in 2-6 Months
Researching Options
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How will this property be used?

Primary Home
Secondary Home
Rental Property
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What is the purchase price of the new property?

[{"by":"5000","end":"100000","start":"80000"},{"by":"20000","end":"1000000","start":"100000"},{"by":"100000","end":"2000000","start":"1000000"}]
null
"240000"
  • $80K
  • $2M+
Continue
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What is your estimated down payment?

["1% Down","3% Down","3.5% Down","5% Down","10% Down","15% Down","20% Down","25% Down","30% Down","35% Down","40% Down","45% Down","50% Down"]
null
"3% Down"
  • 0%
  • 50%+
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What kind of rate do you prefer?

Adjustable
Fixed
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What is your gross annual household income?

[{"by":"25000","end":"250000","start":"0"}]
null
"100000"
  • $0
  • $250K+
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What is your employment status?

Employed
Not Employed
Self Employed
Military
Other
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Bankruptcy, short sale, or foreclosure in the last 3 years?

Yes
No
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Can you show proof of income?

Yes
No
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Are you working with a real estate agent?

Yes
No
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Great! What type of property are you refinancing?

Single Family Home
Condominium
Townhome
Multi-Family Home
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Estimate your credit score:

Excellent 740+
Good 700-739
Average 660-699
Fair 600-659
Poor < 600
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What year did you purchase your home?

2010-2023
2000-2009
1990-1999
Before 1990
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Please estimate the value of the property.

[{"by":"5000","end":"100000","start":"80000"},{"by":"20000","end":"1000000","start":"100000"},{"by":"100000","end":"2000000","start":"1000000"}]
null
"240000"
  • $80K
  • $2M+
Continue
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What is the remaining 1st mortgage balance?

[{"by":"10000","end":"100000","start":"0"},{"by":"20000","end":"1000000","start":"100000"},{"by":"100000","end":"2500000","start":"1000000"}]
null
"200000"
  • $0
  • $2.5M+
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What is your 1st mortgage interest rate?

["2.00%","2.25%","2.50%","2.75%","3.00%","3.25%","3.50%","3.75%","4.00%","4.25%","4.50%","4.75%","5.00%","5.25%","5.50%","5.75%","6.00%","6.25%","6.50%","6.75%","7.00%","7.25%","7.50%","7.75%","8.00%","8.25%","8.50%","8.75%","9.00%","9.25%","9.50%","9.75%","10.00%","10.25%","10.50%","10.75%","11.00%","11.25%","11.50%","11.75%"]
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"5.00%"
  • 0%
  • 12%+
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How will this property be used?

Primary Home
Secondary Home
Rental Property
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What kind of rate do you have?

Adjustable
Fixed
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Do you have a second mortgage?

Yes
No
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Would you like to borrow additional cash?

[{"by":"10000","end":"80000","start":"10000"},{"by":"5000","end":"130000","start":"80000"},{"by":"10000","end":"200000","start":"130000"}]
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0
  • $0 (No Cash)
  • $200K
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What is your employment status?

Employed
Not Employed
Self Employed
Military
Other
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Bankruptcy, short sale, or foreclosure in the last 3 years?

Yes
No
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Can you show proof of income?

Yes
No
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What is your average monthly income?

[{"by":"1000","end":"5000","start":"0"},{"by":"2500","end":"15000","start":"5000"},{"by":"5000","end":"50000","start":"15000"}]
null
"4000"
  • $0
  • $50K+
Continue
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What are your average monthly expenses?

[{"by":"1000","end":"5000","start":"0"},{"by":"2500","end":"15000","start":"5000"},{"by":"5000","end":"50000","start":"15000"}]
null
"3000"
  • $0
  • $50K+
Continue
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Do you currently have a FHA loan?

Yes
No
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Any late mortgage payments in the last 12 months?

None
1 Late Payment
2+ Late Payments
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What is your full name?

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What is your email address?

Continue
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What is your phone number?

Finish
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